Making Homeowner Dreams Come True
I am committed to finding the best solution to meet your
individual needs and financial goals, to help you make
informed decisions that are right for you.
Making Homeowner Dreams Come True
I am committed to finding the best solution to meet your individual needs and financial goals, to help you make informed decisions that are right for you.
FINANCING WHEN THE
BANKS SAY NO!
FINANCIAL STRATEGIES
THAT MAKES SENSE
“A broker who genuinely cares and always has your best interest at heart.”
Ever feel like the banks don’t listen or understand your situation? As a former banking professional, I know that I have unique solutions available to me that are not available through the banking route. Contact me, so we can discuss those opportunities.
First-Time Buyers
The unknown can be scary – we remove the obstacles, explain the details and provide you a clear path forward that is right for you.
Early Home Renewal
Uncertain about future mortgage rates then save thousands of dollars by locking in your renewal rates up to 120 days prior.
Self Employed
We understand the unique challenges self employed individuals have when it comes to getting funded and have solutions.
Refinancing
Wanting to consolidate your debts, increase your monthly cash flow, get a lower interest rate, change your term or even tap into your home equity to fund renovations? Then refinancing may be right for you.
Self Employed
We understand the unique challenges self employed individuals have when it comes to getting funded and have solutions.
Refinancing
Wanting to consolidate your debts, increase your monthly cash flow, get a lower interest rate, change your term or even tap into your home equity to fund renovations? Then refinancing may be right for you.
Mortgage Solutions
As Unique As You Are
Kitchener-Waterloo Mortgage Broker Tim Bloomfield is committed to providing you with mortgage solutions that are right for you and fit your financial needs. Whether you’re a first time homebuyer, wanting to upgrade your family home, empty-nesters looking to downsize, or even looking to refinance your current mortgage, Tim’s expertise and industry experience will allow him to find a solution, customized to fit your needs.
I will listen to you and fully understand your needs and goals.
I will find the best solution that works for you.
I will walk you through every step, before, during and even after the mortgage process.
I will save you money while getting you into the perfect mortgage for you.
I am committed to achieving the best solution possible, ALWAYS!
Here to Help!
I’m here to help find the right mortgage with the best interest rate to meet your financial goals. I make the process simple from start to finish and can help with purchases, refinances, renewals, or self-employed mortgages. As a father I understand the importance of wanting to create a home for your family, whether you are just starting yours or becoming empty nesters.
I strive to find my clients the right mortgage product for them to fit their financial needs and goals. I want my clients to know I am there for them every step of the way and my goal is to become your mortgage broker for life. I’m always happy to help!
I Can Help You
This is How
Finding a good mortgage broker who can understand your unique challenges and get you the best financing arrangement is a challenge. However, with nearly twenty years experience in the mortgage industry I understand and can help you every step of the way, answering all of your questions and fighting for your best interests, not the banks.
First Time Homebuyer
Refinancing
Mortgage Renewal
You Deserve It.
You Worked Hard To Earn It!
I want to be your broker for life. I want to be there when you need me to answer any and all of your questions before, during and after the mortgage process. I want to earn your trust so I can continue to earn your business for your future purchases, your renewals, refinances and referrals. I have built my business on honesty, integrity, professionalism and with the commitment to provide all of my clients with exceptional customer service. I strive to provide the top level of service that the banks have forgotten, and I am here to help YOU, always with your best interests in mind.
Download my app to find out how much you could be pre-qualified for, calculate closing costs and keep up to date on mortgage rates, What else can you do with my app? See for yourself …
- Calculate your total cost of owning a home
- Estimate the minimum down payment you need
- Calculate Land transfer taxes and the available rebates
- Calculate the maximum loan you can borrow
- Stress test your mortgage
- Estimate your Closing costs
- Compare your options side by side
- Search for the best mortgage rates
- Email Summary reports (PDF)
- Use my app in English, French, Spanish, Hindi and Chinese
CLICK BELOW TO DOWNLOAD
▼
You Deserve It.
You Worked Hard To Earn It!
I want to be your broker for life. I want to be there when you need me to answer any and all of your questions before, during and after the mortgage process. I want to earn your trust so I can continue to earn your business for your future purchases, your renewals, refinances and referrals. I have built my business on honesty, integrity, professionalism and with the commitment to provide all of my clients with exceptional customer service. I strive to provide the top level of service that the banks have forgotten, and I am here to help YOU, always with your best interests in mind.
Download my app to find out how much you could be pre-qualified for, calculate closing costs and keep up to date on mortgage rates, What else can you do with my app? See for yourself …
- Calculate your total cost of owning a home
- Estimate the minimum down payment you need
- Calculate Land transfer taxes and the available rebates
- Calculate the maximum loan you can borrow
- Stress test your mortgage
- Estimate your Closing costs
- Compare your options side by side
- Search for the best mortgage rates
- Email Summary reports (PDF)
- Use my app in English, French, Spanish, Hindi and Chinese
CLICK BELOW TO DOWNLOAD
▼
Let’s Get Started
I’m here to help you through every step for success
1. Fill Out Applications
2. Review Options
3. Walk You Through It
4. Enjoy Your New Home
Tim has now assisted me in securing 3 mortgages over the last 7 years. He has always taken the time to answer my countless questions, responding quickly and in a way that makes sense and is easy to understand. He helped us get a mortgage and into a new home last year, in the midst of the pandemic, at a time where it seemed almost impossible. He designed a plan for us, to get us into our home at the time, with the next step already in sight for the following year. Recently he reached out, knowing we were approaching renewal, and gave us a jump start on securing a low interest rate, and we couldn’t be more appreciative. Tim made the process very easy, and I would recommend him to anyone looking to get into the market, no matter what your debt/history/employment status looks like, he will help you come up with a solid plan to get you approved.
Thank you so much Tim!
Tim assisted us with our mortgage and we had an excellent experience. He checked in with us regularly and was really on top of things. He made the biggest purchase of our lives feel manageable and stress free. He’s also just a nice genuine person.
Highly recommend!
Tim has bee our go to for many years for mortgages aon primary and secondary rental properties. Informative, easygoing, and always quick to respond. Thanks Tim! Looking forward to the next one!
A few years ago my credit was bad, and I had a lot of debt. I contacted Tim about debt consolidation and refinancing
my mortgage. With Tim’s help I was able to refinance my mortgage reasonably, pay off all my old debts, and now I am
in the clear with a much better credit score, and enjoying life and it’s extra rewards. I can not thank Tim & Valko Financial enough. The stress that he relived from my life is unmeasurable.
THANK YOU
Part of a Strong Team of Professionals
Valko Financial is an award winning mortgage team serving communities across Canada. Tim is a proud member of this team and goes to the limit to support hard working families in achieving their home ownership goals.
First-time homebuyer?
Where do I start?
Deciding to buy a home for the first time is exciting and nerve wracking all at the same time. This simple guide is meant to outline and introduce you to the mortgage process and what to expect once you decide to become a homeowner.
This is just a starting point. It’s my job as a mortgage professional to walk you through step by step to ensure this is a smooth, easy and stress free process. I want to be there when you need me, to answer all your questions, before, during and even after the mortgage process. I am always happy to help!
"Each office independently owned and operated Dominion Lending Centres Valko Financial Ltd. | FSRA# 13047"
"I have done all my mortgages with Tim and send all my clients to him. He truly is the best, he is a clear and concise communicator and takes the time to explain the options and gets you the best rate."
Christina. R
Contact Info
Address:
137 Glasgow St.
Suite 210, Office 167
Kitchener, ON
N2G 4X8
Phone:
(519) 497-0512
Email:
tim.bloomfield@valkofinancial.ca