Other Ways I Can Help

Bad Credit

What is Bad Credit?

A person with bad credit may find it more difficult to obtain a loan. Someone who is regarded as having bad credit, is a person who owes too much money or has a history of not paying their bills on time. Bad credit can also be reflected by having a low credit score.

But there are steps you can take to improve your credit and make yourself eligible for a loan or mortgage. Tim will help you take these steps and provide you with options that will give you the best positioning.

Private Lending Solutions

Private Lending Solutions

Is there a lending solution for you?

Tim offers a wide range of lending solutions for people with unique needs. Don’t let your search stop at ‘no’! There are lots of solutions outside what a bank or private institution can provide.

Contact Tim today to find out more about what unique lending solutions are available to you!

Mortgage Insurance

Mortgage insurance ensures your family financial protection

Mortgage Insurance is here for you and your family if the unexpected happens. It can help ensure your mortgage payments are made and your loved ones are taken care of. That’s some certainty in a future that’s uncertain.

With the rise of illness, household debt at an all-time high, and Canadians carrying bigger mortgages, financial protection is more important today than ever.

HELOC/Home Equity

HELOC/Home Equity

Do I qualify for HELOC?

One of the greatest benefits of homeownership is the ability to build equity over time. Home Equity Line of Credit (HELOC) can secure you low-cost funds. Home equity can be a great source of value for homeowners to access money (with a fixed interest rate) for large purchases, alternative debt repayment, or renovations.

Home equity loans and lines of credit are secured against the value of your home equity, Tim will find rates that are lower than they would be for most other types of personal loans.